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Your One Stop for Loans

It doesn’t matter what kind of financial situation you are in, what your credit is like or what your bank told you when you tried to get a loan from them. We have so many lending options available through lenders we broker for that just about everyone is eligible for some of these loans. Our lenders offer both personal and short term loans, ranging from just a few months’ duration up to 36 months. You can choose from small loans you pay back quickly to larger loans that take years to repay.
Your options are immense, when you choose Lendplex, and we make it easy for you to discover the one loan that fits your needs perfectly.

Acceptable Loans in the UK: Finding the Best Loan Solutions

While loans have been around since time immemorial, their importance to both man and the industry only continuously increased throughout the centuries. But as demands for loans and other loan services continued to surge during the recent years, the increase in the number of borrowers and the consequent rise in the number of unpaid debts has paved the way for problems that affected not just the lending firms and institutions, but, more importantly, the borrowers. As traditional lending institutions such as banks and other lending firms took measures to address these problems, a credit scoring system was designed and developed to work towards this end. Under this credit scoring system, lending firms have the capability to easily classify borrowers according to their respective financial capabilities. Borrowers whom the lending firms believed to be incapable of paying off their loans were easily segregated from the borrowers whom the lending firms perceived to be highly likely to be capable of paying off their debts with little to no problem. With this credit scoring system in place, borrowers who may have missed out on their recurring payments, regardless of their reasons, found their records automatically indicate their bad payment history, while individuals who earn less than what the lending firms have required as the minimum were automatically given poor credit scores.

why choose acceptable loans

As a consequence, borrowers with bad payment histories and poor credit scores were automatically precluded from acquiring any type of loan from any of the standard lending institutions. But although this credit scoring system proved to be highly useful for the lending institutions, its long-term effects to the finances of the borrowers left many in desperate financial situations.

Since borrowers with poor credit scores and bad payment histories were no longer qualified to secure any type of loan from any of the legitimate lending institutions, many were left to choose between limited, impractical, and often very uncomfortable options. And because selling off personal properties or borrowing from one’s friends and family are sometimes neither plausible nor easy, many borrowers with bad credit were often left no other alternative but to secure underground loans from illegally operating lenders. While this latter option does provide borrowers the temporary financial relief that they desperately need, the long-term consequences involved in these types of loan services often leave borrowers in even worse financial circumstances. Because underground loans entail exceedingly high interest rates, borrowers are often left to deal with perpetuated difficult financial circumstances.

Getting Acceptable Loans for Bad Credit

But as more and more borrowers with poor credit scores and bad payment histories found themselves in the same perpetuated difficult financial circumstances, a new market comprised completely of borrowers with bad credit was later on inevitably created. And in an effort to address rising demands for more affordable and much safer loan options in this newly formed market, lending firms and institutions later on came up with innovative new loan solutions. With innovative new loan services such as acceptable loans for bad credit, borrowers finally have quick access to more acceptable, more affordable, and much more secure loan services, especially in times of urgent financial crises. Through innovative loan solutions such as acceptable loans for bad credit, borrowers now have much faster and more convenient loan alternatives. And unlike applications for most of the conventional loans of many standard lending firms, application procedures involved in innovative loan solutions such as acceptable loans for bad credit do not necessitate for borrowers to submit impossibly hard to procure requirements. With acceptable loans and other innovative new financial solutions, borrowers need not have to settle with underground loans from illegally lending firms.

How to Get Acceptable Loans and Instant Loans for Bad Credit

Through innovative new loan services such as acceptable loans for bad credit, borrowers now have better and more affordable options especially in times of difficult financial circumstances. With acceptable loans and other innovative new loan solutions, borrowers now have the convenience of being able to submit their applications right straight out of the comfort of their own homes. Because applications for acceptable loans and instant loans for bad credit can now be completed entirely online, borrowers now have the convenience of being able to submit their loan applications not just from anywhere, but also at any given time. And because everything can now be accomplished completely over the internet, borrowers may now expect for their applications to be processed the moment that they are submitted. Consequently, approvals of loan applications for acceptable loans and instant loans for bad credit may now be expected within minutes after have been processed. The release of funds for approved applications for acceptable loans, on the other hand, may now be completed in as early as just a few hours after the applications have been submitted.

Because of these useful and convenient features of acceptable loans and instant loans for bad credit, these loan services actually make good financial alternatives in addressing urgent financial crises. But because these loan solutions are mainly small loans that are typically arranged for borrowers to pay over short payment terms, they do not make good solutions to more serious financial situations. In addressing financial conditions that require loans in bigger amounts and longer payment term conditions, borrowers are always best off taking secured loan solutions, which they can easily pay over in much longer payment terms.

Getting Acceptable Loans from Direct Lenders

A common misbelief among many borrowers is one that assumes that because borrowing money from the lenders directly does not involve having to pay loan brokers’ fees, it only follows that this option allows them more savings in the long term. What many borrowers fail to realise, however, is the fact that because loan brokers have extensive connections to various lenders across various areas, they consequently have extensive access to all the different deals and promotions that these lenders offer across their different lending services. For this reason, borrowers who opt to secure loans with the assistance of loan brokers actually enjoy a lot more savings and much more benefits in the long term.

why choose acceptable loans

Loan amount
£50 - £1,500
Loan term
2 - 6 Months
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Loan amount
£1,000 - £25,000
Loan term
1 - 5 Years
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How Much Do You Charge?

Lendplex charges nothing for its services. We have no payment options available on our website, as you may notice, because we never charge you. Additionally, you don’t have to pay the lenders extra just because we are bringing you and them together. Our services are completely free of charge.

How Long Do I Have to Repay the Loan?
The length of the loan depends on two factors- how big the loan is and what the lender’s terms are. Each lender has their own terms, and the larger the loan is, the longer you usually have to repay it. Interest rates may change as well based on loan length and the size of the loan.
Be sure you pay attention to the lending terms, as it is important to pay back the loan on time and in full. If you don’t, then you will have to pay additionally. How much extra you will have to pay will depend on each lender’s own terms.

Is It Easy to Be Approved for a Loan?
This is the biggest hurdle many people have to overcome when they want to get a loan- eligibility. Either they simply aren’t eligible or they fear they aren’t. Many people believe they would not be approved for a loan because they simply don’t have a lot of money to pay for a loan. What they may not realize is that with all the lending options our lenders have available, there is likely a loan or two that will fit just about anybody. You may be able to find one that you can pay very gradually on without a lot of interest and still get the full loan amount you are looking for. You won’t know until you try our loan matching service, though. It’s fast and simple, and you can find out in moments if you are eligible.

5 most recent personal loan reviews

Review of Genie Lending Ltd

I didn't expect that I would get a loan being that there was so many loan companies with so many requirements. When I tried Genie Lending, the process was swift, as soon as all my documents were sent to them. I am impressed and happy beyond words. It was such an easy process. Rates were quite high but that's expected for a bad credit loan. Thank you team Genie.

Review posted by Emmanuel Forsberg, Stafford

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Clydesdale Bank

Very easy and very honest about what they offer and the rates are very good as well. Also the people I spoke to was very easy to talk to. Definitely would recommend to anyone in need of cash quick long or short term. Ps thanks Joseph

Review posted by Daniela Hyatt, Luton

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Everyday Loans

My wife has very poor credit and was in urgent need of a new vehicle to get her too and from work. Luckily Everyday Loans agreed to give her a loan, which should start to build up her credit. The application was quick and easy (she did it on her phone over breakfast), and the money was sorted out within a couple of days. The interest rates seem very fair too considering the credit score.

Review posted by Gary Coombe, Glastonbury

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

We source our reviews from TrustPilot to ensure authentic results.

Representative Example:
305.9% APR. £400 borrowed for 90 days.
Total amount repayable is £561.92 in 3 monthly instalments of £187.31.
Interest charged is £161.92, interest rate 161.9% (variable)

Please note:
Loanora is NOT a lender – we are a licensed broker working with the most popular direct lenders in the market to find you the most suitable short-term loan plan. Our FREE quoting service compares more than 40 lenders quickly and finds you a lender with the lowest rate that they are willing to lend to you today.

Rates from 45.3% APR to 1575% APR – we provide a no obligation quote, your APR will be based on your personal circumstances